At Nova Motors, we believe everyone deserves reliable transportation. That's why we offer flexible car financing solutions for Halifax and Nova Scotia residents with any credit history. Whether you have excellent credit, past issues, or no credit history at all - our finance team works with multiple lenders to find the best solution for you.
Get the best interest rates available. We work with premium lenders to ensure you get the most competitive terms on your financing
Past bankruptcies, missed payments, or collections? We've helped hundreds of Nova Scotians with challenged credit get back on the road
First-time buyers and newcomers to Canada are welcome. We have programs specifically designed to help you build your credit while driving your new vehicle
Non-traditional income? We understand the unique challenges of self-employment and have flexible documentation option
Fill out our secure online application. No impact on your credit score at this stage
Our finance team reviews your application and contacts you within a few hours with your options
Browse our inventory and find the one that fits your budget and lifestyle
Sign documents electronically and go home the same day.
Typically: valid driver's license, proof of income (pay stubs or bank statements), proof of address, and void cheque for pre-authorized payments
Down payment requirements vary based on the vehicle price and your credit profile. In many cases, we can work with $0 down for qualified buyers
We offer terms from 36 to 84 months depending on the vehicle year and your credit profile
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